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Home Repair Program

The application window for Holston Habitat for Humanity’s 2019 Home Repair program is now closed and applications are no longer available for distribution.  If you received an application during our open application window, please be aware that your completed packet is due back to the Holston Habitat office no later than Monday, October 1.  Dates for upcoming Home Repair Program application windows will be announced on our website and via social media at least one month in advance of the opening date.

We help homeowners with limited financial resources restore and maintain the exteriors of their homes by providing opportunities for affordable home repairs. Repairs completed by Holston Habitat impact the health and safety of residents and/or the preservation of the home. All home repairs are led by trained crew leaders and completed by volunteers. Examples of qualifying home repairs may include:

  • Exterior painting
  • Porch and deck repairs
  • Installation of disability ramps
  • Exterior carpentry
  • Roofing repairs
  • Siding and guttering repairs 

Affordable Loan Repayment

We are committed to providing housing solutions that are affordable. To build a spirit of partnership and sustainability, our repair program features modest repayment requirements.

 

Repairs are repaid according to their value with a 0% interest loan through Holston Habitat for Humanity. Homeowners are required to pay 50% of the projected total cost for the project. (Total cost of project not to exceed $5,000.) A $50 down payment is required prior to the beginning of the repair.

 

All repayment funds are recycled and used to assist future homeowners in need of repairs.

Did you know that we are always seeking volunteers interested in assisting with basic home repairs?

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Criteria for Selection

Qualifying homeowners must meet the following criteria, in addition to submitting a completed application packet and a $25 application fee:

  • Must meet the income guidelines. Click here to view the income guideline chart.
  • Must meet criteria for satisfactory credit review (not based on credit score)
  • Must demonstrate ability and willingness to repay a portion of the home repair costs through an affordable, 0% interest loan
  • Must be willing to contribute volunteer sweat equity hours, if physically able
  • Property needing repairs must be in Sullivan, Carter or Washington counties in Tennessee or the city of Bristol, Virginia
  • Homes must be single-family or manufactured homes (duplexes, apartment buildings, town homes, condos, etc. are NOT eligible)
  • Homes must be owner-occupied and serve as the owner's primary residence
  • Owners of multiple real estate properties are NOT eligible
  • Homeowners must be U.S. Citizens or Permanent Legal Residents

 

Holston Habitat for Humanity is a Special Purpose Credit Program that does not discriminate against applicants on the basis of race, color, religion, national origin, sex, marital status, familial status, age, disability; because all or part of the applicant's income derives from any public assistance program; or because the applicant has exercised in good faith any right under the Consumer Credit Protection Act.