Sweat Equity

The term “sweat equity” refers to the hands on work that an approved applicant contributes to the Holston Habitat for Humanity ministry.


It is also one of the key principles that is used to empower prospective homeowners and one of the features that sets the Habitat for Humanity program apart from other affordable housing programs.


By completing sweat equity on work sites, prospective homeowners help to reduce the amount of paid labor needed for a house, which in turn helps to keep the price of the home affordable.


Working on a construction site also helps prospective homeowners gain a sense of pride and ownership, as well as teaches the basic building and house-maintenance skills that are necessary to be successful homeowners. Most importantly, by performing sweat equity alongside other volunteers and neighbors, prospective homeowners with Holston Habitat for Humanity gain a greater sense of self-worth and become more personally invested in their community.


Approved applicants with Holston Habitat for Humanity are required to complete sweat equity (as a household) in order to purchase a home. Relatives and friends may be recruited to help with the work, but approved applicants and prospective homeowners must earn the majority of the hours themselves.


The sweat equity program is designed to be achievable for individuals of all levels of physical ability.

Did you know that a total of 125 hours can be earned just by completing the Homeowner Education Program?

Getting Started

Use the links and resources on the website to explore your options and become familiar with what Holston Habitat for Humanity can do for you.

Check Your Resources

Make sure you meet the requirements for the program. You can view the Criteria For Selection to make sure you're eligible to apply.

Submit an Application

It's easy - just download and print your Application, fill it out and mail it back to us. We'll review your application and reach out to you to take the next steps together.


Holston Habitat for Humanity is a Special Purpose Credit Program that does not discriminate against applicants on the basis of race, color, religion, national origin, sex, marital status, familial status, age, disability; because all or part of the applicant's income derives from any public assistance program; or because the applicant has exercised in good faith any right under the Consumer Credit Protection Act.